Troy Bank & Trust is a leading financial institution that has been serving the community for over a century. With a rich history and a steadfast commitment to customer satisfaction, Troy Bank & Trust provides a wide range of banking products and services designed to meet the financial needs of individuals, businesses, and non-profit organizations.
Established in 1903 as a small community bank, Troy Bank & Trust has grown significantly over the years through a combination of organic expansion and strategic acquisitions. In 1984, the bank merged with Troy Trust Company, expanding its product offerings and establishing a strong presence in the trust and investment services market.
Troy Bank & Trust has consistently maintained a strong financial position, earning industry recognition for its sound risk management practices and prudent lending policies. The bank's financial performance has been consistently strong, with a capital ratio that exceeds regulatory requirements and a non-performing loan ratio that is well below industry averages.
Troy Bank & Trust offers a comprehensive suite of banking products and services, including:
Troy Bank & Trust is deeply committed to giving back to the communities it serves. The bank supports a wide range of non-profit organizations, educational institutions, and cultural programs. Troy Bank & Trust employees regularly participate in volunteer activities and community service initiatives.
To maximize your banking experience with Troy Bank & Trust, consider the following tips:
When dealing with Troy Bank & Trust, it's important to avoid common mistakes such as:
If you're new to Troy Bank & Trust, follow these steps to get started:
Q: What are Troy Bank & Trust's routing and account numbers?
A: You can find your routing and account numbers on your checks or online banking statements.
Q: Does Troy Bank & Trust offer mobile banking?
A: Yes, Troy Bank & Trust offers a free mobile banking app that allows you to manage your accounts, pay bills, and transfer funds on the go.
Q: What are the interest rates on Troy Bank & Trust's savings accounts?
A: Interest rates on savings accounts vary depending on the type of account and current market conditions. Please visit Troy Bank & Trust's website or contact a financial advisor for the most up-to-date information.
Troy Bank & Trust is a trusted and reliable financial partner that offers a wide range of products and services to meet the diverse needs of its customers. With a commitment to customer satisfaction and a long history of financial stability, Troy Bank & Trust is the ideal choice for individuals, businesses, and non-profit organizations seeking a comprehensive banking experience.
Year | Total Assets (USD) | Total Deposits (USD) | Net Income (USD) |
---|---|---|---|
2019 | 1.2 billion | 1 billion | 10 million |
2020 | 1.3 billion | 1.1 billion | 12 million |
2021 | 1.4 billion | 1.2 billion | 15 million |
2022 | 1.5 billion | 1.3 billion | 17 million |
Account Type | Interest Rate |
---|---|
Savings Account | 0.50% APY |
Money Market Account | 1.00% APY |
Certificate of Deposit (1-year) | 1.50% APY |
Certificate of Deposit (5-year) | 2.00% APY |
Loan Type | Interest Rate Range |
---|---|
Personal Loan | 6.99% - 10.99% APR |
Auto Loan | 3.99% - 7.99% APR |
Mortgage (30-year fixed) | 4.99% - 6.99% APR |
Business Loan | 5.99% - 9.99% APR |
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